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EMV

What is EMV, and why is it such a hot topic?

You may know it by one of many names: EMV, Integrated Chip Cards, or more simply Chip & Pin or Smart Cards… but whatever you call it: it is a hot topic for debate on the subject of credit card fraud. In this post we will explain the difference between these and traditional credit cards, and why it is being discussed so heatedly in the wake of the Target breach.

PIN Money

Further to an earlier blog about the "broken" Chip & PIN credit card security system (strictly speaking, the primary problem described is with EMV), it's noticeable that, as John Leyden puts it, "Industry groups [have] leap[t] to Chip and PIN's defence." In fact, the response has been a bit more mixed than that. But there

Has Chip & PIN Had Its Chips?

[Update: added some extra links at http://avien.net/blog/?p=422] Here, so to speak, is a bit of hot potato*. Flippancy notwithstanding, this isn't really funny. For several years now, Brits have enjoyed a banking card system called chip and PIN, a simple form of two-factor authentication for in-person credit and debit card transactions. In countries where the

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03 Apr 2014
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